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Free of Particular Average

While free of particular average (FPA) coverage offers less protection than all-risk cargo insurance, it can be a good option for commodities like used goods, waste materials and scrap metal. Sinking, collision, general average, fire and washing overboard are all covered, as are perils on shore such as earthquake, derailment and collapse of dock. But the policy only covers specific hazards enumerated within. FPA coverage is similar to ICC (C) protection.


Contact your Western Overseas representative to learn more about this type of cargo insurance.